March 26, 2012

Before installing the sanchay post version 6.6.1 - Errors in DB Analyzer

Dear SA's,

Before install the sanchay post version 6.6.1 version,While checking the DB analyser report, it showing some error and Solution has received from SDC is attached herewith .

1. Error : DB Analyser ->. Missing tables-> Post database 


Solution : 

Download link :

Logout of Sanchay Post in all systems.
Unzip the attached file and copy it to DBAnalyzer folder and run it from the same location. Then, once again check for missing tables using DBAnalyzer

2. Error :DB Analyser->.Check database ->Version 6.5 R2 

Upgradation to Version 6.5R2 is not successful

Continue working without patches

Solution : 

Download link :

Logout of Sanchay Post in all systems.
Unzip the attached file and copy it to DBAnalyzer folder and run it from the same location. Then, once again check for Version 6.5 R2 using DBAnalyzer


Thanks to: Silambarasan Nallvan

Tablets that support 23 Indian languages launched

Mumbai-based Wishtel breaks the language barrier with Ira; targets educational institutions with a content distribution network
Wishtel, a Mumbai-based company, last week launched two tablet PCs, Ira and Ira Thing, which support 23 Indian languages.
The seven-inch portable devices run on Taiwanese chipmaker VIA Technology's 800 MHz processor and operate on the Google Android ecosystem. While Ira sports a TFT LCD resistive touch screen, 256 MB RAM and 2GB of storage, the top-of-line Ira Thing features a capacitive touch screen, 215 MB RAM with 4 GB of storage. They are priced at Rs. 4,000 and Rs.5,500 respectively.
Wishtel CEO Milind Shah told The Hindu that the company engineers had included in the Linux kernel of the gadget the Indian language packs available for the ecosystem. Users will not only be able to see the menu option in their regional language, they will also be able to type and view regional language content. Native Apps also includes an eBook reader that will allow users to read content in Hindi and other languages.
Wishtel plans to sell its tablets through its nationwide network of 350 distributors. First preference will be given to educational institutions. The company is running trials on a proprietary content delivery network, through which it hopes to deliver educational content, including digital textbooks and multimedia.
The low-price tablet segment is booming in India ever since the Union government announced ‘Aakash Tablet' in October 2011. Ira was designed as per the specifications of the Indian Institute of Technology Rajasthan, as part of the low-cost computing devices project under the National Mission of Education through the ICT and sponsored by the Ministry of Human Resources. They are made in factories in Maharashtra and Gujarat.

What is Aadhaar?

Aadhaar is a 12 digit individual identification number issued by the Unique Identification Authority of India on behalf of the Government of India.
This number will serve as a proof of identity and address, anywhere in India.
Any individual, irrespective of age and gender, who is a resident in India and satisfies the verification process laid down by the UIDAI can enrol for Aadhaar.
Each individual needs to enroll only once which is free of cost.
Each Aadhaar number will be unique to an individual and will remain valid for life. Aadhaar number will help you provide access to services like banking, mobile phone connections and other Govt and Non-Govt services in due course.

Some other information about Aadhaar:
Aadhaar will be:
Easily verifiable in an online, cost-effective way
Unique and robust enough to eliminate the large number of duplicate and fake identities in government and private databases
A random number generated, devoid of any classification based on caste, creed, religion and geography

Retirement age of central and state government employees in india

Retirement age of central and state government employees in india
Retirement age 60 yrs
  1. All central Government employees
  2. In all Union Territories
  3. Bengal
  4. Tripura
  5. Karnatakam
  6. Assam
  7. Bihar
  8. Madhya pradesh
  9. Andhra Pradesh
  10. Meghalaya
  11. Chattisgarh
  12. Gujrath
  13. Hariyana
  14. Himachal Pradesh
  15. Nagaland
  16. Punjab
  17. Sikkim
  18. Uttaraghand
  19. Uttar Pradesh
  20. .......

Retirement Age 58 Years

  1. Tamil Nadu
  2. Arunachal Pradesh
  3. Goa
  4. Kashmir
  5. Maharashtra
  6. Manippur
  7. Missoram
  8. Odisha

Retirement age 56 Years

  1. Kerala
  2. harkhand
Courtesy :

Assistant Postmaster, agent get upto 5 yrs jail term

An assistant postmaster and an 'agent' were awarded jail term for up to five years by a CBI court for allegedly using a false thumb impression to withdraw Rs 79,000 from a saving account of a woman eight years ago. CBI special judge A K Singh yesterday sentenced to four years imprisonment assistant post mortem Pramal Singh and slapped afine of Rs 10,000 on him. The court awarded a five-year jail term on agent Raj Kumar and imposed a fine of rupees 12000 on him for committing fraud in saving account of Angoori Devi and her husband Kuimud Gupta in 2003 in Saharanpur. Rs 79,000 was withdrawn from their saving account of the victims using false thumb impression of Devi. Both the accused were sent to Dasna jail.

Interest rates on small savings schemes may go up by 0.25%

Interest rates on small savings schemes may go up by 0.25%

The government is likely to hike the interest rates on deposit schemes offered by post offices, like savings account, Monthly Income Scheme (MIS), Public Provident Fund (PPF), etc by about 0.25 per cent from April 1.

A circular on revised interest rate on small savings scheme will be issued by March 28, official sources said, adding that there could be a 0.25 basis points hike in the rates.

"We are in the process of calculating the rates. The new rates will be applicable from April 1," they added.

The government had in December, 2011 hiked interest rates on post office savings accounts (POSA) to 4 per cent, from 3.5 per cent. Similarly, the interest rates on the MIS and PPF was fixed at 8.2 per cent and 8.6 per cent respectively.

The decision to hike interest rates in December was in line with the recommendations of the Shyamala Gopinath Committee which had suggested linking of interest rates on small savings with that of the market. The panel had also suggested that the interest rates on small savings schemes should be revised annually.

The revision in the interest rates is aimed at maintaining the attractiveness of the small savings schemes vis-a-vis fixed deposit schemes operated by banks.

The government, as part of economic liberalisation process, had freed the interest rates on banks deposits giving freedom to lenders to fix rates depending upon the asset-liability position, but continued to fix rates for small savings schemes.

Pursuant to the recommendations of the Gopinath Committee, the government had introduced the National Savings Scheme (NSC) with a 10-year maturity to attract long-term funds.

The annual investment ceiling in PPF savings was increased to Rs 1 lakh from Rs 70,000.

Source:- The Economic Times,sapost.blogspot

10 Things To Do Before You Retire

10 Things To Do Before You Retire 
   Don’t put off today what you can’t afford to do tomorrow. In spite of the world wide pension crisis and a growing acceptance that we must plan and save for our retirement, the harsh reality is we are actually not saving enough. Research reports reveal that only 15% of the individuals are saving sufficiently for their retired life. Here are a few tips on things to do before you retire so that your retired life is more comfortable and enjoyable.

Get Rid of All Your Debts

   If you are taking a housing loan, personal loan, car loan or any other loan make sure that you will be repaying them on or before your retirement. You need to choose the term of the loan in accordance with your retirement age. You can enjoy your retired life when you have 100% financial freedom, not when you have to repay your loans.

Protect Your Emergency fund

   Emergency expenses can happen any time. But the possibility goes up during the old age. So we need to enhance the emergency reserve year on year based on the inflation and change in your expense levels. Emergency fund will give you a sense of security and also you need not touch your other investments during emergency where you need to pay pre-closure penalty. Also don’t forget to refill the emergency fund once you met an expense out of emergency fund.

Establish a Retirement Budget

   You need to visualize your retired life well in advance and need to create a budget for your retirement. That is you will not be going to office. So the expenses on transport and clothes may come down. Also you will have more time to spend. You may need to spend more on leisure travel and health care.

Examine Your Cash Flow

   Take a close look at your cash inflow as well as outflow. Is there going to be any income after retirement? Like rent, royalty…. Would there be any unwanted outflow during retired life? Like paying life insurance, or SIP. At times during your beginning of the career , you could have taken a policy where you need to pay premium up to the age of 60. But now you may plan to retire at 55 itself. So you need to realign your existing policy and other investments in sync with your retirement age.

Grow Your Retirement Corpus

   Find out how much corpus you need to have when you retire so that you will be having complete financial freedom. A professional financial planner will of great assistance to you in this regard.

Develop a withdrawal strategy

   How are you planning to withdraw your cash outflow during retirement from the retirement corpus? Monthly, quarterly, half yearly or annually? Through Sytematic Withdrawal plan in mutual funds or by way of dividend or interest. All these will have a great impact on the corpus you need to accumulate. So you need to decide in advance.

Minimize taxes

   Your retirement corpus and retirement income need to be tax efficient. You need to pay taxes for the interest accrued irrespective of that you withdraw the interest or reinvest under a cumulative option. But you need to pay income tax only when you withdraw from the mutual funds. Careful selection of investment vehicle can reduce your tax during the retired life.

Get Sufficient Mediclaim coverage

  The moment you retire, your employer will stop covering you under the group mediclaim. So you need to plan for your individual medical cover well in advance. At old age the medical expenses are inevitable. If you have not planned it properly the all your retirement plan will become a mess.

Consider Inflation adjusted annuities

   The monthly income you need when you retire is not going to be the same even after 5 years of your retirement. Inflation will increase your retirement expenses year after year. So year after year your retirement income needs to go up.

Oversee estate planning

   How your fixed assets and financial assets need to be distributed to your legal heirs? Create a WILL. You can avoid creating relationship problems to your next generation because of your left out wealth.

   The author is Ramalingam K, an MBA (Finance) and Certified Financial Planner. He is the Founder and Director of Holistic Investment Planners ( a firm that offers Financial Planning and Wealth Management. He can be reached at

North Pole Post Office (US)

North pole post office is not situated at actual north pole it is situated at 
North Pole is a small city in the Fairbanks North Star Borough, Alaska, United States. It is part of the Fairbanks, Alaska metropolitan statistical area.  the modern-day incarnation of a trading post established in the town's early days. The Santa Claus House is known for the world's largest fiberglass statue of Santa Claus outside. Prior to Christmas each year, the USPS post office in North Pole receives hundreds of thousands of letters to Santa Claus, and thousands more from people wanting the town's postmark on their Christmas greeting cards to their families. It advertises the ZIP code 99705 as the ZIP code of Santa.

The U.S. Postal Service is offering North Pole postmarks on holiday mail.
To receive the North Pole postmark on your holiday cards, you should:

  • Purchase stamps at any post office.(US)
  • Affix the stamps to envelopes of your choice.
  • Address the sealed envelopes, with the cards enclosed, to those on your mailing list.
  • Mail them in a larger envelope, box, Priority Mail or Express Mail package to:
ANCHORAGE AK 99530-9998

Cloud Computing

The Cloud Computing is famous in recent days. What is mean by Cloud computing

Cloud computing s the delivery of computing as a service rather than a product, whereby shared resources, software, and information are provided to computers and other devices as a utility(like the electricity grid) over a network (typically the Internet).

Cloud computing provides computation, software applications, data access,data management and storage resources without requiring cloud users to know the location and other details of the computing infrastructure. all the services are provided via the internet and cloud symbol is used to represent internet in flowchart and diagrams.

There are three types of services offered in cloud computing
  • Infrastructure as a service
  • Platform as a service
  • Software as a service
Infrastructure as a service
In Infrastructure as a service ,the service provider provides the necessary servers,hardware and networking components to an organisation for a fee.The organisation in turn installs the necessary programs in the service provider's server and uses them.The service provider is responsible for the maintenance of the servers.
In Platform as a service ,the service provider provides the necessary softwares and the tools for creating softwares which are installed in their server to an organisation for a specified amount.The organisation creates the necessary softwares on his platform and uses them.Its like renting in a house which has all the necessary things.
Software as a service
In Software as a service , the applications hosted in the service provider s server are made available to customers via the internet.The provider also interacts with the user through a front end panel.The provider provides the necessary support to the customer.The services range from e-mail to data processing.
Advantages of cloud computing
  • The advantage of this is,the customer after paying the amount can get the service at any time.
  • Also there are no problems of computer crash or server is the responsibility of the service provider.
  • There is no investment cost for computers,servers,software,etc..
  • Amount can be payed according to usage
  • Now a days, the service providers provide the service on a monthly basis. The provider and the customer can cancel the agreement at any time.

Question Paper for PO and RMS Accountants Examination 2003 Part I

Previous question paper for  PO and RMS Accountants Examination  2003
Paper I  with Books

Part I

Q1   Calculate  the pension  retirement gratuity and commutatation payable to an official who retired on 30.04.2003 with the following particulars
1.      Date of Birth   12.04.1943
2.    Date of appointment 01.08.1972
3.    Promoted as HSG 1 Postmaster in the pay scale of rs  6500-200-10500 with effect from  01.10.2001
4.    Pay in the promoted grade was fixed at Rs  8900/- with DNI on 01.10.2002
5.    Rate of D A 52 %            
Q2 (A)  Calculate  GPF Balance at credit of an official  as on 31.03.2003  with the following details

1.     O B  as on  01.04.2002  Rs 95000
2.    Subscription at the rate of  Rs  5000 per month
3.    Raised GPF subscription to Rs  6000/-  from  the pay  of  Oct 2002
4.    Taken  final withdrawal of Rs 25000/- in December 2002
5.    Taken  an advance  of  Rs  10000/- during jaunary 2003  recoverable in 10 equal instalments
6.    Rate of interest 09 %      
(B)  Define Honorarium and illustrate any five items of work for which honorarium should not be paid              
Q 3 ( A)  Prpeare the earned leave account and half pay leave account of a postman up to  31.03.2003 from the following data
1 Date of appointment   15.04.2000
2. Dies non for 18 days from 03.12.2000
3.; Availed EL  for 10 days from  26.12.2000
4. availed EL for 5 days from  15.03.2003 for LTC and also encashed EL  for  5 days
5 Availed HPL on MC from 15.09.2000 to  24.09.200
        6.    Availed commuted leave on MC for 8 days from  01.05.2002

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